In the good times under Labour, got made redundant twice, had to relocate to somewhere we could afford to live and wasted all my previous managerial experience having to do rubbish call centre jobs while studying part-time for a degree that was completely devalued by the huge numbers of zombies being encouraged to go to university so we could meet some stupid (originally Tory?) target.
Never mind, if the public sector unions agree the proposed civil service redundancy package, the third redundancy - when it comes - will just about pay off the mortgage.
In the meantime, we have enough to raise our family, have a comfortable lifestyle without any extravagances, so yeah, life is still pretty good.